[Mixup]

Hi all,

Just thought I would get a rough idea how much to insure the classic when it arrives.

As a comparison I did like for like in every way.

I am 50+ and live in a low insurance area. My MV Augusta was a group 31 and the Scrambler is a 34 apparently which was a surprise.

MV was registered in 2006 and valued at around 4.5k and insurance premium of £178.00

Scrambler for argument sake registered January 2015 valued at 8k CN quoted a whopping £391.00

I have been with CN for 15 years but will look to move if this does not come down when I do this for real.

Please let me know your findings.

 

[moxox]

Useful post - I'm also with CN, and similar demographic…I have classic bike policy for my five bikes (each has more power than the Scrambler) for £227.
I wonder if the apparently high insurance grouping is an unfortunate result of the focus in the promotion campaign on the 'hipster' generation..
Has anyone experience of Ducati's own insurance scheme?

 

[Helios]

Its not like it is a tame bike. It has quite a bit of displacement in the engine. Would it be right for them to base the price on the company's marketing strategy? Shouldn't come down to things that are a bit more tangible?

 

[baimo]

My 848 streetfighter cost the same as my Harley. When I bought my BMW S1000R the classification changed to sport and the price was triple my other bikes. I cant imagine the scrambler being more than a streetfighter. I user Rider Insurance

 

[w2darren]

Hi all,

Just thought I would get a rough idea how much to insure the classic when it arrives.

As a comparison I did like for like in every way.

I am 50+ and live in a low insurance area. My MV Augusta was a group 31 and the Scrambler is a 34 apparently which was a surprise.

MV was registered in 2006 and valued at around 4.5k and insurance premium of £178.00

Scrambler for argument sake registered January 2015 valued at 8k CN quoted a whopping £391.00

I have been with CN for 15 years but will look to move if this does not come down when I do this for real.

Please let me know your findings.

I did something very similar and got a quote of around €875 if i recall, this would be my first bike in around 10 years ( i am 49 ).
When the time comes i would shop around and hope after the first year or two the price would start to drop. Still want that classic

 

[Mixup]

I did something very similar and got a quote of around €875 if i recall, this would be my first bike in around 10 years ( i am 49 ).
When the time comes i would shop around and hope after the first year or two the price would start to drop. Still want that classic

Hi w2darren

Wow, thats high but understand the circumstances. has anyone had a quote from Ducati direct.

Have you contemplated a quick refresher course to hone your abilities before you take delivery. Thought it might be worth it after 10 years ie the traffic side is heavier nowadays.

No insult meant with regards to your abilities.

 

[moxox]

Mixup - I emailed 'my' dealer to enquire about Ducati insurance …I'll update when I get a response..agree about training - but also consider which courses your insurer will give credit for completion...

 

[Mixup]

Mixup - I emailed 'my' dealer to enquire about Ducati insurance …I'll update when I get a response..agree about training - but also consider which courses your insurer will give credit for completion...

Good point with regards to the "which courses".

Yep be good to get some comparison, well done.

 

[w2darren]

Hi w2darren

Wow, thats high but understand the circumstances. has anyone had a quote from Ducati direct.

Have you contemplated a quick refresher course to hone your abilities before you take delivery. Thought it might be worth it after 10 years ie the traffic side is heavier nowadays.

No insult meant with regards to your abilities.

No insult taken Mixup, it is sound advice which i have taken onboard,
I do, do around 100miles a week, but that is on my racer or 29er, but still plan to do a refresher nearer the time.

 

[DenverDuc]

I can't imagine it costing more than a Monster 796 which I found to be pretty reasonable. I think the Monster 796 cost around $240 per year for full coverage with $250 deductibles, but I also insure 3 bikes, a car, and a house with them so I get a lot of discounts.

 

[DenverDuc]

^ That's with Progressive by the way, and I'm 31 years old for reference.

 

[Mixup]

No insult taken Mixup, it is sound advice which i have taken onboard,
I do, do around 100miles a week, but that is on my racer or 29er, but still plan to do a refresher nearer the time.

w2darren

My hat goes off to you, I probably do that in a month on my hybrid and on occasions its nerve racking most car drivers cut in to close.

Take care.