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Hastings Direct ... got quoted 111 with 150 excess, legal cover and helmet and clothing cover. This included protected ncb. Got the quote on Go Compare and the cheapest was 77 quid for fully comp no frills policy. I have full ncb and 49 years of age for comparison
 

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Discussion Starter · #5 ·
Hastings Direct ... got quoted 111 with 150 excess, legal cover and helmet and clothing cover. This included protected ncb. Got the quote on Go Compare and the cheapest was 77 quid for fully comp no frills policy. I have full ncb and 49 years of age for comparison
Thanks for the reply, im 25 with 3 years ncb so its alittle more than you ;) the scrambler doesnt come up as an option on Hastings for some reason.
 

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I did a preliminary quote with Carole Nash, as I'll probably be amending my existing policy with them in practice. The Scrambler was on their database, about £140 fully comp, maximum protected NCD, 52 years old (born free in 62), no commuting (I work from home) or pillion. I think the policy was with Aviva. Being a Carole Nash policy it includes legal expenses insurance and breakdown cover (not that that's needed with a new Ducati).
 

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I did a preliminary quote with Carole Nash, as I'll probably be amending my existing policy with them in practice. The Scrambler was on their database, about £140 fully comp, maximum protected NCD, 52 years old (born free in 62), no commuting (I work from home) or pillion. I think the policy was with Aviva. Being a Carole Nash policy it includes legal expenses insurance and breakdown cover (not that that's needed with a new Ducati).
Same as, well, about. £108 to add to my GS policy until November had I taken it out in early January when I bought the bike.

Jerry
 

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who's the best for multi bike coverage?

I'm not sure multi bike policies are better. A few years ago I tried to insure a Blackbird and a Speedmaster on a multi bike policy with Bennetts and it turned out to be cheaper to take out two separate policies. Same deal with my GS and my old Harley and my GS and my Scrambler with Carol Nash. :confused:


Jerry
 

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Any tips on NCB? Mine is against my other bike so does this mean I start at 0 for my Scrambler?


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As far as I know, if you have a second policy you start at zero ncb for that bike as you can't use your ncb from the other policy, unless someone knows better? I'm in the same predicament, the Scrambler will be my second bike (other is a Monster 1100 Evo) and so I am presuming I will have to take a second policy starting fresh. A couple of years ago I had two bikes, and as others have said, it was no cheaper to have a multi bike policy (in fact I recall it was quite a bit more expensive)
 

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most insurers will put zero ncb on any new bike (if you still retaining your old one). However, some insurers will let your NCB bonus go over to any additional bikes.

In my case I got rid of my old bike and had 2 years NCB that is now applied to my scrambler.

Call up insurers, as they always seem to offer better rates than what I can find when putting in details online.
 

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I had complete mare with insurance

I had my 1100 Griso insured with Just Motorcycle but they refused to insure the Scrambler at all on the policy i had running! They then quoted me around £450 to move to another insurer.

That meant loosing 10.5 months of no claims and starting again! I wasn't happy lol
I've ended up with Devitt at around £240 but then I commute and sometimes take pillion.

The bike I have owned longest is a classic and doesn't accrue any NCB.

I should have four years NCB on modern bikes but I only have two as this is the second time I've upgraded bike and lost almost a full years NCB because the current insurer wouldn't allow me to change bike. I'm 54 and have held a full licence for 32 yrs

Also the insurers seem to list the srambler as a 'sport bike' which probably costs us more?
Pete
 

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I currently have my MTS1200 and the 907ie insured with Principal Insurance. It is due for renewal on the 14th, about the same time I hope to have the Classic. My renewal with them will be £183.70 plus a further £125 to cover the Classic, making a total of £308.70
However I'm going to change back to Ducati Insurance, who I was previously insured with, who will cover all three bikes for £268.60 - £40 cheaper. :)
Thats for comprehensive cover with 9+ years protected NCD, £250 excess. Helmet and clothing are covered but no breakdown which I have separately.
 
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